For more questions or Inquiries about our Home Insurance Services you can call us at +1(403) 870-6059 or send us an E-mail ([email protected]) (we reply within 24 hours)
What Does Homeowners Insurance Cover?
Home insurance covers a lot more than your home. Home insurance covers other structures on your property such as a barn, shed, and fence. It also includes your belongings such as furniture, clothing, and electronics. It also covers your temporary living expenses while your home is being repaired.
STANDARD HOME INSURANCE COVERS
This pays for damage to your house to those things that are permanently attached to it like (we did not list everything):
• Attached deck
Other structures coverage includes (we did not list everything):
• Unattached garages
Covers your belongings if they're stolen or personal possessions that are damaged or stolen. It includes things such as (we did not list everything):
• Power equipment
Loss of use
Covers temporary living expenses if your home is destroyed or damaged. If you have an insurance policy that includes loss of use, you will never be left homeless. Loss of use also covers your hotel, rent, and food expenses while your home is being repaired.
Personal liability covers lawsuits against you if someone is suing you or a member of your family that you live with, for injuries and damages to their property. Personal liability also covers legal fees, court fees, and other damages subject to your policy.
Medical coverage deals with injuries on your property and the medical bills if someone else is hurt on your property or in your home.
You can add any of the coverages to customize your policy based on your needs.
Water back-up covers water damage from backed-up sump pumps and sewer systems. Homes that have sump pumps that are designed to pump water underneath your foundation, sometimes get backed up and water can flood into your house resulting in unbearable water damage. Unbearable Water back-up coverage covers the cost for the damage caused to your belongings.
Personal injury deals with uncommon but expensive lawsuits and situations such as:
• Wrongful eviction
• False arrest
We deal with various companies through Link Insurance Agency Ltd. Contact Jason for more information and visit http://www.linkinsurance.ca/
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